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Info for Homebuyers      

Buyer Income Limits       

Home Sales Price Limits      

Obtaining A Mortgage      

Assistance Amounts      

Homebuyer Education      

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Available Funds      

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Assistance is available now for these homes and some prices have recently been reduced and/or more assistance has been made available.  Mortgages now around $70,000 - $89,000, and sometimes even lower.*

Keystone is a Community Housing Development Organization (CHDO).  That means that we are able to develop affordable new homes for sale to low income homebuyers.

To qualify to purchase one of our CHDO homes, your annual income will need to be less than the amount shown on the chart below for your household size.

Household Size Maximum Gross Annual Household Income
1

$29,250

2

$33,400

3

$37,600

4

$41,750

5

$45,100

6

$48,450

7 $51,750
8 $55,100

 

There are advantages to buying a Keystone home!

  • All properties are brand new and affordable!
  • Receive substantial down payment assistance of $20,000 - $40,000, so your mortgage is affordable!
  • You will receive up to $2,000 in closing cost assistance.
  • All homes have a 10-year structural warranty.
  • Appliances are included for you - usually a stove, refrigerator, and dishwasher.

     View and Print our Down Payment Assistance Programs Brochure

You will need Adobe Reader 5.0 or later to view and print the brochure. If you do not have Adobe Reader 5.0 or later, you can download it for free by clicking on the link below.

Featured Homes -New Construction - Mortgages are Reduced!

  BACK ON MARKET!  Great house!  Mortgage is only $89,000!

View Floor Plan

837 Kristen Court, Bartow

Sales Price is $132,000

Mortgage only $89,000

w/$43,000 in assistance!!

3/2 with 1,300 sq. ft. living and 2 car garage

CONTRACT PENDING!

 

  Get Directions
 

  PRICE DROP -MORE ASSISTANCE!  Mortgage only $64,900 - $72,900 *

2981 Poinsettia Ave., Alturas

 NOW $104,900 Sales Price
SOLD!
3/2 with 1,106 sq. ft. living

Total subsidy of $32,000 - 40,000!*

View Floor Plan

Get Directions

  PRICE DROP - Mortgage is only $69,900! 

785 Childs Avenue, Bartow

 NOW $109,900 Sales Price
Mortgage only $69,900

3/2 with 1,278 sq. ft. living

Total subsidy of $40,000!

SOLD!

 

View Floor Plan

Get Directions

   PRICE DROP - MORTGAGE REDUCED!!  Home in Lakeland!

1006 W 9th St., Lakeland

Sales Price is NOW $109,900

 Mortgage only $69,900

w/$40,000 in Subsidy!!

3/2 with 1,277 sq. ft. living

READY NOW!

View Floor Plan

Get Directions

* Qualifying Mortgage Amounts May be Higher. Based on income level of the buyer. Must be very-low income to qualify for lower mortgage.

  Call Keystone for details at 863-682-1025.

Other properties are being planned.  Details will be posted when available!

                           ECOA Statement

To view our Equal Housing Opportunity Statement , click on the logo at left.

Copyright © 2002-2009 Keystone Challenge Fund, Inc.

Last modified: 02/22/10

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