Homebuyer Education

	Homebuyer Education
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Keystone offers Homebuyer Education classes as part of our services to new homebuyers. The classes are designed to prepare you for the process of buying your home and are a requirement to receive assistance.

The classes will provide you information on:

•	The pros and cons of homeownership
•	How to manage your finances to afford a home
•	How to qualify for mortgage financing
•	Preparing a mortgage application
•	Resolving credit problems
•	Working with realtors and sellers
•	Maintaining your home after purchase

Current Class Schedule

October 2008

Saturday, October 18, 2008

9:00 am - 3:00 pm

Bartow Civic Center - Auditorium

2250 S. Floral Ave., Bartow

We're sorry, class is now full.

November 2008

Tuesday and Wednesday, November 18 and 19, 2008

6:00 pm - 9:00 pm

Bartow Civic Center - Auditorium

2250 S. Floral Ave., Bartow

Must attend both evenings to complete.

December 2008

Tuesday and Wednesday, December 16 and 17, 2008

6:00 pm - 9:00 pm

Bartow Civic Center

2250 S. Floral Ave., Bartow

Must attend both evenings to complete.

Classes are free, but advance registration is required. Class size is limited and they do fill up quickly, so register early. To register call 682-1025, ext 7, or fill out the form below.

Classes are held each month and are six hours.

Advance registration is required.

Please do not bring children to classes.

Evening classes require attendance both nights.

Registration Material Request Form

Please register me for the class on:




	Tuesday and Wednesday, November 18 and 19, 2008
	Tuesday and Wednesday, December 16 and 17, 2008

*Indicates a required field.

Name: *
Name:	Complete if other household member attending with you.
Address: *
City: * State: * Zip: *
E-Mail:
Daytime Phone: * Ext:
Evening Phone: *

* First select your household size from 1-8. Then select your corresponding income from the same row.

Household Size	Gross Annual Income Less Than	Gross Annual Income Between	Gross Annual Income Greater than
1	$28,400	$28,401 and $42,600	$42,600
2	$32,450	$32,451 and $48,720	$48,720
3	$36,500	$36,501 and $54,720	$54,720
4	$40,550	$40,551 and $60,840	$60,840
5	$43,800	$43,801 and $65,760	$65,760
6	$47,050	$47,051 and $70,560	$70,560
7	$50,300	$50,301 and $75,480	$75,480
8	$53,550	$53,551 and $80,280	$80,280

IMPORTANT*** Please make sure that the household size and income you selected above are on the same row. If so, click on the submit button below. If you have input the required information, a confirmation page will display.

Attending a class is a requirement to receive assistance.
You will receive a certificate after completing the class.
If you have already attended an approved Homebuyer Education Class, you do not need to go again!

Jeff Bagwell, Executive Director, speaks at a recent Homebuyer Education Class.

Map To Bartow Civic Center

Map To Lakeland Public Library

Map to Auburndale Civic Center

The Homebuyer Education Program is sponsored by Polk County and Local Lenders

Clases en Español. Homebuyer Education Classes are now being offered in Spanish! Please click here for registration information.

View and Print our Homebuyer Education Program Brochure

You will need Adobe Reader 5.0 or later to view and print the brochure. If you do not have Adobe Reader 5.0 or later, you can download it for free by clicking on the link below.

To view our Equal Housing Opportunity Statement , click on the logo at left.
Copyright © 2002-2007 Keystone Challenge Fund, Inc.	Last modified: 09/09/08
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