Keystone Challenge Fund


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			As of June 19, 2009 Assistance funds are not available at this time and due to the volume of requests received for assistance, we have also closed our waiting lists for funds and are not adding additional clients at this time. Should this situation change, we will keep you posted here and lenders should be sure to provide contact information (follow the link below) to receive future updates about our funding and programs. If you are a potential homebuyer, we hope you will still consider attending our Homebuyer Education Class. This is an important first step towards homeownership and attendees do receive first notification of funding when it becomes available. More information for Lenders .... More information for Homebuyers .... Unique, Beautiful Home for Sale in Lakeland! 720 E. Parker St. No income restrictions - $35,000 in assistance! Just renovated and updated! Mortgage as low as $75,000! New Homes for Sale! 785 Childs Ave, Bartow MORTGAGE ONLY $79,500 Assistance is available now for these homes and some prices have recently been reduced and/or more assistance has been made available. Mortgages now around $80,000 - $89,000, and sometimes even lower.* More details ....
	Information for Homebuyers If you are a very-low, low or moderate income household, we can help you own a home. Get information on down payment assistance programs, affordable first mortgage financing, and homes for sale.
	Assistance program funds will provide down payment assistance of $7,000 - $20,000 depending on the income level of the homebuyer, and the availability of funds. An additional $2,000 is available for closing cost assistance.
	Information for Lenders
	If you are a first mortgage lender interested in participating in Keystone's down payment assistance programs, find out what you need to know here. Our programs are HUD acceptable to provide secondary financing for FHA insured mortgage loans.
	Information for Real Estate Professionals
	If you are a real estate professional looking for affordable properties for your low income buyers, see what homes Keystone has available for sale. Keystone develops homes throughout Polk County.
	Homebuyer Education
	View a current schedule of classes and obtain registration materials here.
	Clases en Español Homebuyer Education Classes are offered in Spanish!
			Obtain a FREE Credit Report!
	ABOUT US Keystone Challenge Fund is a non-profit corporation established in 1991 with a primary purpose to operate for the advancement of affordable housing. Our mission is to provide homebuyer education and affordable financing to low and moderate income homebuyers. We administer State Housing Initiatives Partnership (SHIP) funds for Polk County, the City of Lakeland, and the City of Winter Haven. SHIP funds provide down payment and/or closing cost assistance to eligible homebuyers who have secured affordable first mortgage financing. Keystone's programs are HUD acceptable to provide secondary financing for FHA-insured mortgage loans. Keystone is also a Community Housing Development Organization, and we develop newly constructed homes for sale to low income homebuyers. Click here for more information about us. Click here for contact information.

	Information on programs, terms of funding, and availability of funding subject to change without notice.

To view our Equal Housing Opportunity Statement , click on the logo at left.
Copyright © 2002-2009 Keystone Challenge Fund, Inc.	Last modified: 06/19/09
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NOTE: INFORMATION REGARDING FUNDS AVAILABILITY POSTED ON THIS SITE IS SUBJECT TO CHANGE WITHOUT NOTICE.