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As of 06/25/10
 Have
you heard about the Neighborhood Stabilization Program (NSP) in Polk County? Homes are being purchased in targeted
communities throughout the county and are being fully rehabilitated for sale
to low and moderate income homebuyers. Assistance is up to 20% of the home
purchase price plus additional help with closing costs! Get more info on NSP including
a listing of properties as they become available at
www.polkhousing.com/. Several beautiful,
like-new homes are now on the market in Poinciana!
If you are a lender working with an NSP
client be sure to
download our NSP Program Manual, now available on-line.
Household income limits were recently
increased. Review the
new Program Income Limits.
The SHIP Polk County waiting list is
currently closed. We are still accepting a small waiting list for
clients purchasing property within the city limits of Lakeland and Winter
Haven. If
you would like to add a client to the Lakeland or Winter Haven waiting list, use the link below.
Lenders: Register Funds Here....
Certain restrictions for funding apply. As with all our programs, funds are
limited, and are subject to final availability and approval by the local
governments.
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Information for Homebuyers
If you are a very-low, low or moderate income household, we can help you own a home.
Get information on down payment assistance programs, affordable first
mortgage financing, and homes for sale. |
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Assistance program
funds will provide down payment assistance of $7,000 - $20,000 depending on
the income level of the homebuyer, and the availability of funds. An
additional $2,000 is usually available for closing cost assistance. |
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Information for Lenders |
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If you are a first mortgage lender interested
in participating in Keystone's down payment assistance programs, find out
what you need to know here. Our programs are HUD acceptable to provide
secondary financing for FHA insured mortgage loans. |
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Information for Real Estate
Professionals |
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If you are a real estate professional looking
for affordable properties for your low income buyers, see what homes
Keystone has available for sale. Keystone develops homes throughout
Polk County. |
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Homebuyer Education |
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View a current schedule of classes and obtain registration materials here.
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Clases en Español
Homebuyer Education Classes are
offered in Spanish! |
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Obtain a
FREE Credit
Report! |
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ABOUT
US
Keystone Challenge Fund is a non-profit corporation established in 1991
with a primary purpose to operate for the advancement of affordable
housing.
Our mission is to provide homebuyer
education and affordable financing to low and moderate income homebuyers.
We administer State Housing Initiatives
Partnership (SHIP) funds for Polk County, the City of Lakeland, and the
City of Winter Haven. SHIP funds provide down payment and/or closing
cost assistance to eligible homebuyers who have secured affordable first
mortgage financing.
Keystone's programs are HUD acceptable to provide secondary financing for FHA-insured
mortgage loans.
Keystone is also a Community Housing
Development Organization, and we develop newly constructed homes for sale
to low income homebuyers.
Click here for
more information
about us. Click
here for contact information.
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Information on programs, terms of funding, and availability of funding
subject to change without notice. |
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