La próxima clase de compradores de vivienda en
Español será en octubre 2013. Las clases son libre de costo y se llevan a cabo en la oficina de Keystone.
Para más información.....
Program income limits have changed. Go
to our Program
Income Limits page to see the new limits. Lenders should be sure
to download the latest
versions of our program manuals that include the new limits.
The State of Florida SHIP funds that
have been used in past years to provide down payment and closing cost
assistance for low to moderate income homebuyers purchasing in a Polk County
location, (meaning not in the city limits of Lakeland or Winter Haven), are
not available. If you are looking for a homeownership opportunity,
please keep in mind that we do have homes available through the
Neighborhood Stabilization Programs
There are some funds (a
limited amount) available for City of
Lakeland purchases for very-low or low income buyers. The City may require
special considerations. All homes must pass specific inspection
requirements and homes built prior to 1978 are not eligible. This
is a change to the program effective 5/20/2013.
Lenders: Register Funds Here....
Certain restrictions for funding apply. As with all our programs, funds are
limited, and are subject to final availability and approval by the local
The City of Lakeland also has Neighborhood
Stabilization Program (NSP) homes available. The City of
Lakeland has recently increased the amount of assistance that is provided to
an eligible homebuyer. You may qualify to receive 30 - 50% of the home
purchase price for a down payment! To see more info about this NSP home and others
that are available visit the
City of Lakeland web site. Many homes have
had recent price reductions!
If you are a lender working with an NSP
client be sure to
download our NSP Program Manual,
now available on-line.
Information on the Neighborhood Stabilization Program
Homes are for sale
in the Polk County Neighborhood Stabilization Program (NSP).
Homes are being purchased in targeted communities throughout the county and
are being fully rehabilitated for sale to low and moderate income
homebuyers. Assistance is up to 20% or possibly more of the home purchase
price plus additional help with closing costs! Get program and qualifying information,
properties for sale, take a virtual tour and more! Opportunities are available for
qualified vendors to provide construction, lawn maintenance and title
company services for the NSP in Polk County. Interested vendors are required to apply,
and the information
is available here.
Keystone is also a partner in the Pasco
County NSP. Homes are ready for eligible buyers, and
can be viewed by clicking on the
Pasco NSP Homes tab here. For more information about the
Pasco NSP please visit their
Community Development website or call us at 727-389-5080.
If you are a very-low, low or moderate income household, we can help you own
a home. Get information on down payment assistance programs,
affordable first mortgage financing, and homes for sale.
Information for Lenders
If you are a first mortgage lender interested
in participating in Keystone's down payment assistance programs, find out
what you need to know here. Our programs are HUD acceptable to provide
secondary financing for FHA insured mortgage loans.